Does Cigna cover therapy in Denver, CO?

Cigna typically covers therapy sessions in Denver, CO, but coverage details may vary depending on your specific plan. You can confirm the mental health benefits of your specific plan by doing any of the following: - Enter your insurance plan details on Headway to see if we can instantly verify - Visit your insurance company's website or app - Review your EOB (explanation of benefits) and look for details on "behavioral health benefits" - Call your insurance company directly to ask

How can I find a therapist or psychiatrist in Denver, CO that accepts Cigna?

Select your state and insurance on Headway — then, use filters to add any other preferences such as ethnicity, age, gender, and therapy style. We'll provide a list of providers who accept Cigna and match your preferences, and you'll be able to review their profiles and book directly.

How much does Cigna cover for therapy?

Cigna typically covers a percentage of therapy costs, but the exact amount depends on your plan's specific benefits, such as copays, deductibles, and coinsurance. You can estimate your session costs by entering your insurance details on Headway. You can also review your plan documents or contact Cigna to understand your coverage.

How much does therapy cost in Denver, CO with Cigna?

The cost of therapy in Denver, CO with Cigna varies based on factors like the type of session, amount of sessions, and other elements of your plan's coverage details. In-network therapists typically charge lower rates than out-of-network providers. Headway can often provide instant estimates for your session costs after you enter your insurance details on Headway.

What types of therapy are covered by Cigna?

Cigna generally covers various forms of therapy, including individual, group, and family therapy, as well as different therapeutic approaches like CBT or psychodynamic therapy. Check your plan documents or contact Cigna to confirm specific coverage.

Does Cigna cover online therapy?

Many Cigna plans cover online therapy, also known as teletherapy, but coverage may depend on the specific plan and provider. Check with Cigna to confirm online therapy coverage.

Does Cigna require a referral to a psychiatrist?

Some Cigna plans require a referral from a primary care physician to see a specialist like a psychiatrist, while others do not. Check your plan documents or contact Cigna to determine if a referral is needed.

Does Cigna covered prescribed medications?

Cigna typically covers prescribed medications, including those related to mental health treatment, but coverage details vary by plan. Review your plan's formulary (a list of covered medications) and coverage details to understand your medication costs.

What does it mean when a provider is in-network or out of network?

An in-network provider has a contract with Cigna to offer discounted rates, while an out-of-network provider does not, resulting in higher costs for you. Choosing in-network providers typically reduces your out-of-pocket expenses. Every provider on Headway accepts insurance, and you can find providers in-network with Cigna in Denver, CO on Headway.

What is a deductible?

A deductible is the amount you must pay out-of-pocket for healthcare services before your Cigna coverage kicks in. Once you meet your deductible, Cigna typically covers a portion of your medical expenses.

Coinsurance is the percentage of healthcare costs you pay after meeting your deductible, with Cigna covering the remaining percentage. For example, if your coinsurance is 20%, you'll pay 20% of the costs, and Cigna will pay 80%.

A copay, or copayment, is a fixed amount you pay for a specific healthcare service, such as a doctor's visit or therapy session. Copays vary by plan and service, and are usually due at the time of service. Headway can often provide instant estimates for your copay and any other session costs after you enter your insurance details on Headway.

Find Cigna therapists & psychiatrists in Denver, CO

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People with insurance pay as low as $0 per session through Headway

Top Cigna-covered therapists and psychiatrists in Denver, CO

Cameron-k Garrett

Psychiatric Mental Health NP

Virtual & in-person • 2.8 mi away • Colorado

Cameron-K Garrett, PMHCNS-BC is a highly experienced provider in Psychiatric Medication Evaluation and Management with more than two decades of practice in diverse patient populations and clinical settings. She provides comprehensive psychiatric evaluations, diagnosis, and medication management for individual's navigating a wide range of mental health concerns, such as anxiety, depression, bipolar disorder, substance use thought disorders, andadjustment challenges. Cameron’s approach is integrative and deeply collaborative—she values building strong therapeutic relationships where patients feel supported, understood, and empowered.

By tailoring treatment to each individual’s unique needs and goals, she creates a safe and encouraging environment that fosters growth and long-term wellness.Throughout her career, Cameron has worked in private practice, academic medicine at the CU, and hospital-based settings, where she has not only delivered direct care but also supervised clinical teams.

Cigna + 7 others

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder, Depression

Humorous, Open-minded, Warm

Offers free consultations

Find a Cigna therapist in Denver, CO

Book a therapist or psychiatrist in Denver, CO covered by Cigna

Top Cigna-covered therapists and psychiatrists in Denver, CO

What type of therapy does Cigna cover?

Individual therapy

Couples therapy

Family therapy

Child therapy

Teen therapy

Psychiatry

Online therapy

Frequently asked questions